Coverage Options

Basic Group Term Life

• Employee coverage is $25,000
• Spouse coverage is $12,500

Optional Group Term Life

Three types of coverage are available:

• Employee
• Spouse
• Dependent

Eligible workers may request coverage in any of the following amounts:

• $10,000
• $25,000
• $50,000
• $75,000
• $100,000
• $150,000

The spouse of an eligible worker may request a coverage amount that is up to one-half of the amount of the worker's coverage. The available options are:

• $5,000
• $12,500
• $25,000
• $37,500
• $50,000
• $75,000

The applicant may request dependent coverage for all children that meet the dependent eligibility rules listed on the Eligibility/Enrollment Page. The coverage amount for each eligible dependent equals $5,000.